Independent Financial Advice for Expatriates

We provide independent financial advice and mortgage brokerage for Expatriates and other international clients in Deutsch, English, Français.

We would be happy to advise you contactless via telephone and video as well as directly on site

Independent financial advice & insurance Broker

Independent advice and Brokerage of real estate loans

Baufi24 & Kredit24 Representative Office

Personalized financing options in 24hours with Bank Approval  

Get pre-approved 

pre-approval certificate helps assure your seller that you can afford to buy property in Germany up to a defined purchase price. Given that the German real estate market can
be very competitive, getting a pre-approval will help you stand out from other

potential buyers on house viewings

Get mortgage advice 
We compare financing options from more than 400 German banks and will run an affordability check instantly and suggest three personalized options.

Make Application for House loan

Financial Approval and Notary Appointment are the next Steps   

Blue card holders |  Limited PR Owner | Freelancers |  EU citizens | English Speakers 

TAX OPTIMIZATION in Germany

You want to reduce your Income Tax? 

Tax benefits provided by government & 
Sponsored private pension schemes

Pension Schemes and Possibilities

Tax Advantage with Investments

Pension Planning with tax advantages

Rürup Basic Reteriment Plan, Riester Retirement Plan

Private Health Insurance & Hospital, Dental Add on with benefits

Private health insurance system (private Krankenversicherung - PKV)

Rather than opting for statutory health insurance, you are able to take out a private health insurance plan in certain circumstances. If you wish to take out private insurance and you are employed, you will need to let your employer
know so that they don’t automatically register you with a statutory health insurance scheme.

You can opt for private health insurance if any of the following apply to you: ​

You earn more than 66.600 euros per year? Then check your monthly rate, probably you can save much money!

Check-up for insurance Quoation and conditions

Occupational Disability

Liability Insurance

Advocate Insurance

Surviving Dependents Insurance

Accident Insurance

Building insurance, etc...

I have been offering independent financial services & financial planning for more than
23 years. I guarantee a consulting service that is not linked to any banks or insurance companies, and we will support you in all your financial matters. When providing my service, i take account of any existing  employer contributions such as  company-funded pension plans, employee-funded pension, contributions to capital formation (VWL), housing loans, etc... and of any existing contracts.

My service & consultancy is free of charge. My claims are directed to the company or the bank, for which the customer has chosen the financial or insurance Product.