Independant financial Services & financial Planning

Financial advisor


I have been offering independent financial servicesfinancial planning for more than 17 years. I guarantee a consulting service that is not linked to any banks or insurance companies, and we will support you in all your financial matters. When providing my service, i take account of any existing  employer contributions such as  company-funded pension plans, employee-funded pension, contributions to capital formation (VWL), housing loans, etc... and of any existing contracts.


  • Special SAP conditions
  • Independent advice & insurance broker
  • Independent advice and brokerage of real estate loans


My service & consultancy is free of charge. My claims are directed to the company or the bank, for which the customer has chosen the financial or insurance Product.



Do you want to buy a real estate in Germany?
Even without Equity or
without residential permit possible.

Individual advice (free of charge)  and nationwide tenders for best interest rates.

Annuity financing - building loan contracts - home pensions (Wohnriester)

Fixed loans - forward loans - inclusion of German Reconstruction Loan Corporation (KfW) funds - SAP loans



Occupational Disability Insurance Ad On to SAP Benefit Plan


Health Insurance "Krankengeld" covers you maximal 18 months in such a case. 


Ask me for more informations about your standard Cover with SAP and the SAP Private disability insurance Add On you need in extension.


Are you looking for the best Health insurance for you and your family?


  • Lower contributions thanks to SAP group tariffs with private health insurance companies
  • Reduced contributions through switching to more favourable tariffs Independent market offer


Do you need some advice about the german System recording to


Pension Schemes and Possibilities

Tax Advantage with Investments

Pension Planning with tax advantages

Riester retirement plan, basic pension



Do you need help to check the insurance you need?


Occupational Disability

Liability Insurance

Advocate Insurance

Life insurance


Online Insurance Check
You can use my independant comparison broker tool to check your Insurance!


Real estate loan Calculator

Building loan quoations and some tools to help you calculating


You can find my consulting office between the two SAP locations in Walldorf and St Leon-Rot, at the entry of Rot, 5 minutes away from the A5/A6 motorways.



Independent financial advice in St. Leon Rot | Heidelberg | Walldorf | Mannheim | | Mannheim | Viernheim | Heppenheim | Bensheim | Frankfurt | Darmstadt.

Für eine Terminvereinbarung rufen Sie uns an unter 06227/ 830 73 67 oder senden Sie Ihre Anfrage über unser Kontaktformular.

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