I have been offering independent financial services & financial planning for more than
20 years. I guarantee a consulting service that is not linked to any banks or insurance companies, and we will support you in all your financial matters. When providing my service, i take account of any existing  employer contributions such as  company-funded pension plans, employee-funded pension, contributions to capital formation (VWL), housing loans, etc... and of any existing contracts.

My service & consultancy is free of charge. My claims are directed to the company or the bank, for which the customer has chosen the financial or insurance Product.

Adress IH IF Office: Opelstraße 9b, SAP Business Park  St. Leon-Rot 

• Special conditions: you get the best with Market Comparisons
• Independent advice & insurance Broker
• Independent advice and Brokerage of real estate loans

 Representative office

Do you want to buy a real estate in Germany?
Even without Equity or without residential permit?

You are looking for the best quotation all over the market?

Individual advice (free of charge)  and nationwide tenders for best interest rates.

Annuity financing - building loan contracts - home pensions (Wohnriester)

Fixed loans - forward loans - inclusion of German Reconstruction Loan Corporation (KfW) funds - SAP loans

Occupational Disability Insurance Add On to SAP Benefit Plan

You have Family to secure and you have Plans like House building?

Health Insurance covers you maximal 18 months in a case of long seakness. After this time, you need some occupational Disability Insurance. 

Ask me for more informations about your standard Cover with SAP and the
SAP Occupational disability insurance Add On you need in extension.

TAX OPTIMIZATION

You want to reduce your Income Tax? 

Tax benefits provided by government & 
Sponsored private pension schemes

Pension Schemes and Possibilities

Tax Advantage with Investments

Pension Planning with tax advantages

Rürup Basic Reteriment Plan, Riester Retirement Plan

Private Health Insurance & Hospital, Dental Add on with benefits

Check-up for insurance Quoation and conditions

Occupational Disability

Liability Insurance

Advocate Insurance

Surviving Dependents Insurance

Accident Insurance

Building insurance, etc...