Independant financial Services & financial Planning
Independent Financial advisor
I have been offering independent financial
services & financial planning for more than
20 years. I guarantee a consulting service that is not linked to any banks or insurance companies, and we will support you in all your financial matters. When providing my service, i take account of
any existing employer contributions such as company-funded pension plans, employee-funded pension, contributions to capital formation (VWL), housing loans, etc... and of any existing
contracts.
My service & consultancy is free of charge. My claims are directed to the company or the bank, for which the customer has chosen the financial or insurance Product.
Adress IH IF Office: Opelstraße 9b, SAP Business Park St. Leon-Rot
- Special conditions: you get the best with Market Comparisons
- Independent advice & insurance Broker
- Independent advice and Brokerage of real estate loans
Representative office
Do you want to buy a real estate in Germany?
Even without Equity or without residential permit?
You are looking for the best quotation all over the market?
Individual advice (free of charge) and nationwide tenders for best interest rates.
Annuity financing - building loan contracts - home pensions (Wohnriester)
Fixed loans - forward loans - inclusion of German Reconstruction Loan Corporation (KfW) funds - SAP loans
Occupational Disability Insurance Add On to SAP Benefit Plan
You have Family to secure and you have Plans like House building?
Health Insurance covers you maximal 18 months in a case of long seakness. After this time, you need some occupational Disability Insurance.
Ask me for more informations about your standard Cover with SAP and the
SAP Occupational disability insurance Add On you need in extension.
TAX OPTIMIZATION
You want to reduce your Income Tax?
Tax benefits provided by government &
Sponsored private pension schemes
Pension Schemes and Possibilities
Tax Advantage with Investments
Pension Planning with tax advantages
Rürup Basic Reteriment Plan, Riester Retirement Plan
Private Health Insurance & Hospital, Dental Add on with benefits
- Lower contributions thanks to SAP group tariffs with private health insurance companies
- Reduced contributions through switching to more
favourable
ariffs Independent market Offer
Check-up for insurance Quoation and conditions
Occupational Disability
Liability Insurance
Advocate Insurance
Surviving Dependents Insurance
Accident Insurance
Building insurance, etc...
Consulting office for SAP & Friends in Opelstrasse 9b, SAP business park in 68789 St. Leon-Rot
For all SAP colleagues who are not at the location, I offer webinars and conference calls.
We check your existing financial solutions, supplement and optimize them if necessary.
Unique selling points: 100% independent and 20 years of experience with financial planning for SAP employees
Baufinanzierung - Geldanlage - Versicherungen - Rentenplanung - Familien Vorsorge
Anlageberatung & Anlagevermittlung: IH Individuelle Finanzberatung UG(haftungsbeschränkt) & Co. KG ist im Rahmen der Anlageberatung und der Anlagevermittlung von Finanzinstrumenten gem. § 2 Abs. 4 WpHG als gebundener Vermittler ausschließlich im Namen, für Rechnung und unter Haftung der FiNet Asset Management AG tätig.
Unabhängige Beratung und Vermittlung von Baufinanzierungen für Ihren Kauf, Umbau oder Neubau. Günstige Zinsen durch Marktvergleich inklusive Fördermittel-Beratung, Wohnriester, Bausparverträge, etc. Immobiliendarlehen, Umschuldung, Forward-Darlehen, Förderdarlehen. Beratung vor, während, nach dem Kauf.
Unabhängige Beratung und Vermittlung von Versicherungen: Berufsunfähigkeitsversicherungen, Risiko-Lebensversicherungen, geförderte Riester- und Basisrentenversicherungen, Direktversicherungen, Private Krankenversicherungen, Krankenzusatzversicherungen, Wohngebäudeversicherung, Bauherrenhaftpflichtversicherung, Feuer Rohbauversicherungen, Privathaftpflichtversicherung, Rechtschutzversicherung, Berufshaftpflichtversicherung, etc..
Online oder Vor Ort Beratung/Service im Rhein Neckar Kreis | IH Individuelle Finanzberatung im SAP Gewerbepark St. Leon-Rot oder bei Ihnen in Heidelberg, Walldorf, Wiesloch, St. Leon-Rot, Schwetzingen, Speyer, Mannheim, Ludwigshafen, Viernheim, Weinheim, Hemsbach, Heppenheim, Lampertheim, Bürstadt, Worms, Bensheim, Pfungstadt, Darmstadt, Frankfurt, Karlsruhe, Sinsheim.
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© 2019 IH Individuelle Finanzberatung UG(haftungsbeschränkt) & CO. KG