Independant financial Services & financial Planning

 

 

Independent Financial advisor

 

 

I have been offering independent financial servicesfinancial planning for more than
20 years. I guarantee a consulting service that is not linked to any banks or insurance companies, and we will support you in all your financial matters. When providing my service, i take account of any existing  employer contributions such as  company-funded pension plans, employee-funded pension, contributions to capital formation (VWL), housing loans, etc... and of any existing contracts.

 

My service & consultancy is free of charge. My claims are directed to the company or the bank, for which the customer has chosen the financial or insurance Product.

 

 

 

Adress IH IF Office: Opelstraße 9b, SAP Business Park  St. Leon-Rot 

 

 

 

  • Special conditions: you get the best with Market Comparisons
  • Independent advice & insurance Broker
  • Independent advice and Brokerage of real estate loans

 

 

 

 

 

 

 Representative office

 

 

 

Do you want to buy a real estate in Germany?
Even without Equity or without residential permit?

You are looking for the best quotation all over the market?

 

Individual advice (free of charge)  and nationwide tenders for best interest rates.

Annuity financing - building loan contracts - home pensions (Wohnriester)

Fixed loans - forward loans - inclusion of German Reconstruction Loan Corporation (KfW) funds - SAP loans

 

 

 

 

 

Occupational Disability Insurance Add On to SAP Benefit Plan

 

 

You have Family to secure and you have Plans like House building?

Health Insurance covers you maximal 18 months in a case of long seakness. After this time, you need some occupational Disability Insurance. 

 

Ask me for more informations about your standard Cover with SAP and the
SAP Occupational disability insurance Add On you need in extension.

 

 

 

 

TAX OPTIMIZATION

You want to reduce your Income Tax? 

Tax benefits provided by government & 
Sponsored private pension schemes

 

Pension Schemes and Possibilities

Tax Advantage with Investments

Pension Planning with tax advantages

Rürup Basic Reteriment Plan, Riester Retirement Plan

 

 

 

 

 

 

Private Health Insurance & Hospital, Dental Add on with benefits

 

  • Lower contributions thanks to SAP group tariffs with private health insurance companies
  • Reduced contributions through switching to more favourable
    ariffs Independent market Offer

 

 

 

 

Check-up for insurance Quoation and conditions

 

Occupational Disability

Liability Insurance

Advocate Insurance

Surviving Dependents Insurance

Accident Insurance

Building insurance, etc...
 

Consulting office for SAP & Friends in Opelstrasse 9b, SAP business park in 68789 St. Leon-Rot

 

For all SAP colleagues who are not at the location, I offer webinars and conference calls.
We check your existing financial solutions, supplement and optimize them if necessary.

 

Unique selling points: 100% independent and 20 years of experience with financial planning for SAP employees

 

 

 

 

Baufinanzierung - Geldanlage - Versicherungen - Rentenplanung - Familien Vorsorge

 

Anlageberatung & Anlagevermittlung: IH Individuelle Finanzberatung UG(haftungsbeschränkt) & Co. KG ist im Rahmen der Anlageberatung und der Anlagevermittlung von Finanzinstrumenten gem. § 2 Abs. 4 WpHG als gebundener Vermittler ausschließlich im Namen, für Rechnung und unter Haftung der FiNet Asset Management AG tätig.

 

Unabhängige Beratung und Vermittlung von Baufinanzierungen für Ihren Kauf, Umbau oder Neubau. Günstige Zinsen durch Marktvergleich inklusive Fördermittel-Beratung,  Wohnriester, Bausparverträge, etc. Immobiliendarlehen, Umschuldung, Forward-Darlehen, Förderdarlehen. Beratung vor, während, nach dem Kauf.

 

Unabhängige Beratung und Vermittlung von Versicherungen: Berufsunfähigkeitsversicherungen, Risiko-Lebensversicherungen, geförderte Riester- und Basisrentenversicherungen, Direktversicherungen, Private Krankenversicherungen, Krankenzusatzversicherungen, Wohngebäudeversicherung, Bauherrenhaftpflichtversicherung, Feuer Rohbauversicherungen, Privathaftpflichtversicherung, Rechtschutzversicherung, Berufshaftpflichtversicherung, etc..

 

Online oder Vor Ort Beratung/Service im Rhein Neckar Kreis | IH Individuelle Finanzberatung im SAP Gewerbepark St. Leon-Rot oder bei Ihnen in Heidelberg, Walldorf, Wiesloch, St. Leon-Rot, Schwetzingen, Speyer, Mannheim, Ludwigshafen, Viernheim, Weinheim, Hemsbach, Heppenheim, Lampertheim, Bürstadt, Worms, Bensheim, Pfungstadt, Darmstadt, Frankfurt, Karlsruhe, Sinsheim.

 

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