I have been offering independent financial services & financial planning for more than 17 years. I guarantee a consulting service that is not linked to any banks or insurance companies, and we will support you in all your financial matters. When providing my service, i take account of any existing  employer contributions such as  company-funded pension plans, employee-funded pension, contributions to capital formation (VWL), housing loans, etc... and of any existing contracts.

• Special SAP conditions
• Independent advice & insurance broker
• Independent advice and brokerage of real estate loans

Do you want to buy a real estate in Germany?
Even without Equity or
without residential permit possible.

Individual advice (free of charge)  and nationwide tenders for best interest rates.

Annuity financing - building loan contracts - home pensions (Wohnriester)

Fixed loans - forward loans - inclusion of German Reconstruction Loan Corporation (KfW) funds - SAP loans

Are you looking for the best Health insurance for you and your family?

Occupational Disability Insurance Ad On to SAP Benefit Plan

Health Insurance "Krankengeld" covers you maximal 18 months in such a case. 

Ask me for more informations about your standard Cover with SAP and the SAP Private disability insurance Add On you need in extension.

Do you need some advice about the german System recording to

Pension Schemes and Possibilities

Tax Advantage with Investments

Pension Planning with tax advantages

Riester retirement plan, basic pension

Do you need help to check the insurance you need?

Occupational Disability

Liability Insurance

Advocate Insurance

Life insurance
 

Online Insurance Check
You can use my independant comparison broker tool to check your Insurance!

Real estate loan Calculator

Building loan quoations and some tools to help you calculating